CALL YOUR CREDIT CARD COMPANY NOW!!!

stop whatever you are doing and call you credit card company right now!

I have been telling a friend to call and get her interest rate lowered on her credit card so I figured I should do the same for mine! WELL....to my shock.....when I called they had raised my interest rate SO high without my knowing it that the operator VOLUNTEERED to try to lower it!!! When I asked her what it was she said.....not 20%....not 30%....but 31.49%....I was so mad!!! She said she needed a supervisor to approve to have it lowered so I had to wait on hold. I waited a few minutes and she came back on saying she was unable to reach a supervisor right now but she could have one approve to lower my interest rate and call me back within 24 hours....I told her "i can wait"....she she put me back on hold and in about 5 minutes she came back telling me that the lower rate had been approved and it was now 11.2%....BIG difference!!!

I just don't get how the government lets the credit card companies get away with this. If they RAISE my interest rate they should have to TELL me! I think they should have to tell me BEFORE they raise it! And have to tell me WHY the heck they are raising it! If the government would worry about regulating these companies people would have more money and they wouldn't have to worry about a recession or printing more checks (that put the country in more debt) to send to people who they hope will spend it to get the "economy going again". They could save us alllll A LOT of money if they would just keep the credit card companies in line. I have a feeling though that this won't happen...I think that the government gets some kind of cut from these companies so they can continue to behave this way! It is an outrage!

so stop what you were doing before you read this....get your credit card or cards out....get a pen and paper....can call them all and make note of your current interest rate and ask them to lower it!

I am not going to be using the company I am currently with much longer as I am transferring my balance to a 0% interest card! I recommend you do the same! Otherwise you are PAYING THEM to SPEND your own money! Think about it...it doesn't make sense!

Rant about your interest rates here...I am sure many of you will be surprised when you call too!!!

FREE CEREAL!!!! 6 BOXES!!!

Below are three links to the coupons for FREE cereal! You can print 2 from each link! Thats right SIX boxes of FREE cereal! Try it for FREE and even if you don't like it buy it for a friend or for a shelter or bless someone at church....or even your neighbor!

CHECK IT OUT:

FREE CEREAL 1

FREE CEREAL 2

FREE CEREAL 3

Job Hunting...again!

So I have been hunting for a job since my other one fell thru....but this past 2 weeks or so I have been doing it more on purpose! I need the income. I have found a few that would do but only one have I applied to that seems like it would be something I would enjoy doing. It is not the best pay but with 2 p/t jobs the second one doesn't have to be the best paying job.

I am also moving very soon. I am going to be having more room mates. This will cut down costs and help us all save money.

thats a quick update today! :D