Save more than you SPEND!!!

I am so excited to share with you about a friend of mine who when we went to the store last night.....she saved more than she spent! It sounds crazy but its true! She took advantage of the BOGO (buy on get one)FREE offers! AND she used the FREE bag of chips coupon from this site! (it expires on march 9th so print yours now!) Just for proof...here are some pics of her receipt:
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FREE programs!!!

Follow this link to watch a video about 3 free programs!!!

FREE PROGRAMS!

Stock photo money making update!

I have sold a few more photos on BigStockPhoto.com!!!!! I am now up to 11.00...now I know this doesn't seem like much but I have not been working at it like I should! I used to make sure I submitted a photo for approval at least once a day! I only do it once a month now if I remember! I have lots of images that would probably sell but its just putting that effort in to fill in the discription about the photo that takes time....but I am going to start doing it again. The benefit of it is that once you do the work.....the photo is there.....and can sell over and over again from that one time submission! So I think its worth it to spend the time if in the end the profit equals the effort or even in some cases exceeds it!

Here is my screen shot from Big Stock Photo (click to enlage) :

COUPONS, COUPONS, COUPONS!

It is amazing the amount of money you can save with just a little effort. So...follow things links and put forth the effort and with the money you save....pay yourself! or pay off that debt faster!!

Smart Source
How it works: Select the coupons you want; click “Print Now” when you’re done!

CoolSavings :Free Coupons & Great Deals!

Visit CoolSavings before you shop to save big on groceries, clothing, travel and more!

CouponDiscounts.com
Another great coupon site that has free printable grocery coupons , simply enter your zip code and see all grocery coupons available in your area .

FREE CHIPS! - Click the image!!!

Shed layout draft!

I found a really cool program online for free that lets you layout your house! This is the layout that I figure out for the very limited space! I am going to redo it with an added space attached to the shed for the bathroom. I am going to make that another storage building you can buy also. The shed if doable....but for a little bit more money...you could have a more comfortable living space and bathroom! :D

Click picture to enlarge! :)

A small house from a storage shed?!?!?

So....I have been brainstorming about my housing options! I think this one that I am going to share today is actually....doable! The main issue I have right now is that I don't have anywhere to build it!....so I'm gonna build it here!:) I search and searched on lowes.com and homedepot.com and found one that I think would work the best out of what they offer:



These are images from home depots website. It is a 12x24 building....it is close to 300 sq. ft. Yes...its small. But if it was only for me and I OWNED it and it helped me get out of debt! I could live there as long as it takes! I could seperate it into 2 rooms...one 12x12 living room and one 12x12 bedroom...which is a good size for both...totally doable:) I have thought about making an addition to the barn for a bathroom or....i could make one that is accessible from the bedroom as well as the living room area. this would take space away from the bed room...but it would still be fine. I would put a loft in the bedroom or a loft bed...and use that to make room for a desk under the loft. I plan to draw it to scale in photo shop:) and put it on here!

One of the things I really don't have a clue about is the plumbing and electrical! I can put a window unit in for the a/c....but thats all I have figure out! So I still have lots of research to do! But if I ever get a piece of land...I could finally have my shoe box to live in that I own! :D man that would be amazing....to just own something!

I am not just a brainstormer...I also am getting a second and maybe a third job to try and make and save more money! I am not eating out now except MAYBE on Sundays after church. I have a budget sheet and once I have a steady income amount I can really start to put a dent in my debt! Any tips?:)

Be sure to check back for updates on my Shed to house conversion!

Household tips to save money!

Get yourself a power strip for all your electronics.
These can be had for as little as $10 and they make a huge difference in your electricity use. Using power strips for your computer, television and other stuff you don’t need powered up when you are not using them can cut your electric bill by a substantial amount because these products normally draw “phantom power” even when they are off. No sense in doing that, right? We have them on our computers and our television/DVD player so that at night or when we go away we can just flip the switch and cut off the power completely. Without making a change to the electronics you use, you can cut your consumption by at least 50% and your bill as well.

Brew your own coffee.
Seriously, 3 bags of beans can get you through the month for a total of $20. Buying a cup every day would run about $4, times 20 work days = $80 minimum per month.

Coupons
Pretty self explanatory, but they can save you a lot.

Cut off the Cable!
Get rid of some cable tv services…if not all of it.

FOR A LIMITED TIME...FREE BOOK!!!

Yesterday on Oprah....Suze Orman was on! She is so passionate about women and their money issues that she is offering her book "Women and Money" for FREE as a download on Oprah.com

OFFER GOOD UNTIL 5PM PACIFIC ON FEB. 14TH!!!!!!

I have this book and it is a very good resource and I would highly recommend anyone reading this book! Do keep in mind that it is over 300 pages ... so before you press print...maybe just print the sections you need:D

Enjoy!

www.Oprah.com

My new dream house...

I have a long ways to go before I can afford a house...but a girl can always dream! I have been looking up ways to have a cheap house! I am just so sick of renting! So sick of paying someone else's mortgage! I have thought about buying a trailer. I could get a decent one for around $10,000. and If I can't find land to buy the land rental fee is only about $100 in most places. It is still an option I guess...but I would want a roomie and I have no one right now who would live in a trailer with me. At this point...in a about 2 months I will be moving. My current roommate and I are moving someplace with a friend of mine, lets call her beth, whose roomie is getting married. Now the roomie who is engaged was going to move home with her folks for a few months before the wedding but beth and I have convinced her to move in with us for a few months and save us all some money! So with that said... I might get a trailer to rent out to someone else? I have so many ideas!!!

Here is my new dream house...it is made from a storage container used for shipments on trains....clever idea...something cheap but kewl and also safe:




One of the coolest things about this is the way it is designed...when you want to move...it folds into itself and makes the shape of a container again so that it can be moved easily and just like a regular shipping container! I am doing research on the price and how much it costs to actually get it to where you would want your house...sometimes they try to rip you off on the shipping!

Please comment about any creative housing options you know about!